EPFO Auto-Settlement Limit Hiked to ₹5 Lakh – Big Relief for Members!

🚨 EPFO Auto-Settlement Limit Hiked to ₹5 Lakh – Big Relief for Members!


✨ 1. Why This Is Big News

Union Labour Minister Mansukh Mandaviya has announced a major update – EPFO’s auto-settlement limit for PF advance claims has increased from ₹1 lakh to ₹5 lakh. This means faster, paperless settlements for urgent needs like illness, education, housing, and marriage.



✅ 2. Who’s Covered & Why It Matters

  • All active EPFO members can benefit from this change
  • Claims up to ₹5 lakh will be auto-processed without manual verification
  • Settlement is done within 72 hours

📊 3. EPFO’s Digital Push – A Timeline

During COVID-19: ₹50,000 auto-limit introduced
May 2024: Raised to ₹1 lakh
Now: Further raised to ₹5 lakh in June 2025

In FY 24–25, over 2.34 crore claims were auto-settled — a 161% jump from the previous year!

💡 4. What This Means for You

  • ⏱️ Fast access to funds in emergencies
  • 📱 Fully digital and convenient claim process
  • ✅ No physical office visits required
  • 🔐 Safer and more transparent system

📝 5. How to Use This Facility

  1. Update your KYC in the EPFO portal (Aadhaar, PAN, Bank details)
  2. Ensure your UAN is activated
  3. Apply for advance through the EPFO Member Portal
  4. Claim will be auto-settled within 72 hours if within ₹5 lakh

🔮 6. The Bigger Vision

This move signals a strong step towards a tech-driven, transparent and user-friendly EPFO system. The goal is simple – zero delay, zero hassle.


💬 Have questions on how to claim or check your KYC? Drop a comment below – we’re here to help!


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